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Stocks & ETFsM1 recurring investment fees (2026)
Recurring fee: $3/mo* · Spread: n/a · Checked 2026-10-18 against M1's own pages.
What it costs per year
$100/week$36.00per year
$500/week$36.00per year
$1000/month$36.00per year
$25/day$36.00per year
Published fee + published spread × buys per year. Methodology. Try your own numbers in the calculator or the switch calculator.
Details
Recurring fee
Commission-free trading, but a $3/month Platform Fee (or $3 IRA Fee) unless you hold $10,000+ at M1 or have an active M1 Personal Loan
Spread
Not applicable / not published
Minimum
Auto-invest triggers when cash is at least $25 above your chosen minimum
Frequencies
Cash-triggered: Auto-invest buys whenever $25+ of available cash builds up, rather than on a fixed buy schedule
Fractional
Unknown
ETF auto-buy
Yes
IRA support
Yes
Notes
Auto-invest is on by default and buys into your Pie, prioritizing the most underweight slices. The calculator adds the $3/month fee (not waived) to M1's yearly cost.
Last checked
2026-10-18
Sources
Cheaper or similar alternatives
Same category, $500 weekly.
Robinhood
$0.00$500/wk, per year
Fidelity
$0.00$500/wk, per year
Vanguard
$0.00$500/wk, per year
Webull
$0.00$500/wk, per year
SoFi Invest
$0.00$500/wk, per year
Change log
- 2026-03-10M1's cost page dated Mar 10, 2026: $3/month Platform or IRA fee unless $10k+ in assets or an active personal loan. source