@font-face{font-family:"Inter";src:url(/assets/fonts/inter-latin-wght-normal.woff2) format("woff2");font-weight:100 900;font-display:swap}
:root{
  --bg:#07080c;--bg2:#0d0f16;--card:rgba(255,255,255,.035);--card2:rgba(255,255,255,.06);--line:rgba(255,255,255,.08);--line2:rgba(255,255,255,.14);
  --text:#eef0f6;--muted:#a6adbd;--dim:#878ea1;--accent:#2ee59d;--accent2:#12b981;--accent-ink:#04140c;--warn:#ffb547;--bad:#ff6b7a;
  --glow:radial-gradient(60% 50% at 50% 0%,rgba(46,229,157,.18),transparent 70%);
  --shadow:0 10px 40px -12px rgba(0,0,0,.6);--r:18px;--r2:12px;
  color-scheme:dark;
}
html[data-theme=light]{
  --bg:#f7f8fb;--bg2:#ffffff;--card:rgba(255,255,255,.75);--card2:#ffffff;--line:rgba(10,20,40,.08);--line2:rgba(10,20,40,.16);
  --text:#0b1020;--muted:#4a5266;--dim:#646d81;--accent:#0fbf7a;--accent2:#0a9e64;--accent-ink:#ffffff;
  --glow:radial-gradient(60% 50% at 50% 0%,rgba(15,191,122,.14),transparent 70%);--shadow:0 10px 30px -14px rgba(15,30,60,.25);
  color-scheme:light;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.55;font-size:16px;-webkit-font-smoothing:antialiased;font-feature-settings:"cv11","ss01"}
body:before{content:"";position:fixed;inset:0 0 auto 0;height:720px;background:var(--glow);pointer-events:none;z-index:0}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px;position:relative;z-index:1}
.tnum{font-variant-numeric:tabular-nums}
/* nav */
.nav{position:sticky;top:0;z-index:20;backdrop-filter:saturate(160%) blur(14px);-webkit-backdrop-filter:saturate(160%) blur(14px);background:color-mix(in srgb,var(--bg) 72%,transparent);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;gap:16px;height:62px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;letter-spacing:-.02em;color:var(--text);font-size:17px}
.brand:hover{text-decoration:none}
.brand-mark{width:28px;height:28px;border-radius:8px;background:linear-gradient(135deg,var(--accent),#7cf7c9);display:grid;place-items:center;color:var(--accent-ink);font-weight:800;font-size:14px;box-shadow:0 0 24px -4px var(--accent)}
.nav-links{display:flex;gap:4px;margin-left:auto;align-items:center}
.nav-links a{color:var(--muted);font-size:14px;padding:8px 12px;border-radius:10px;transition:.15s}
.nav-links a:hover{color:var(--text);background:var(--card2);text-decoration:none}
.theme-btn{border:1px solid var(--line2);background:var(--card);color:var(--text);width:36px;height:36px;border-radius:10px;cursor:pointer;display:grid;place-items:center;transition:.15s}
.theme-btn:hover{border-color:var(--accent)}
.menu-btn{display:none}
@media (max-width:860px){.nav-links a.hide-sm{display:none}}
/* hero */
.hero{padding:64px 0 28px;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;color:var(--muted);border:1px solid var(--line2);background:var(--card);padding:6px 12px;border-radius:999px}
.dot{width:7px;height:7px;border-radius:50%;background:var(--accent);box-shadow:0 0 10px var(--accent);animation:pulse 2s infinite}
@keyframes pulse{50%{opacity:.4}}
h1{font-size:clamp(34px,6vw,64px);line-height:1.04;letter-spacing:-.035em;margin:18px auto 14px;max-width:900px;font-weight:750}
h1 .grad{background:linear-gradient(90deg,var(--accent),#8ff7d2 60%,var(--text));-webkit-background-clip:text;background-clip:text;color:transparent}
.lede{color:var(--muted);font-size:clamp(16px,2.2vw,19px);max-width:680px;margin:0 auto}
h2{font-size:clamp(24px,3.4vw,34px);letter-spacing:-.025em;line-height:1.15;margin:0 0 8px}
h3{font-size:18px;letter-spacing:-.01em;margin:0 0 6px}
.sub{color:var(--muted);margin:0 0 22px}
section{padding:44px 0}
/* cards */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.pad{padding:22px}
.grid{display:grid;gap:16px}
.g2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
/* calculator */
.calc{margin:34px auto 0;max-width:980px;text-align:left;padding:0;overflow:hidden}
.calc-head{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:14px;padding:20px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,rgba(46,229,157,.06),transparent)}
@media (max-width:720px){.calc-head{grid-template-columns:1fr}}
label.f{display:flex;flex-direction:column;gap:6px;font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-weight:600}
.input,.select{appearance:none;-webkit-appearance:none;background:var(--bg2);border:1px solid var(--line2);color:var(--text);font:inherit;font-size:17px;padding:12px 14px;border-radius:var(--r2);width:100%;transition:.15s;text-transform:none;letter-spacing:0;font-weight:500}
.select{background-image:linear-gradient(45deg,transparent 50%,var(--muted) 50%),linear-gradient(135deg,var(--muted) 50%,transparent 50%);background-position:calc(100% - 18px) 52%,calc(100% - 13px) 52%;background-size:5px 5px;background-repeat:no-repeat;padding-right:34px}
.input:focus,.select:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 18%,transparent)}
.amt{position:relative}.amt span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:17px}.amt .input{padding-left:28px;font-size:22px;font-weight:650}
.seg{display:inline-flex;background:var(--bg2);border:1px solid var(--line2);border-radius:12px;padding:4px;gap:4px}
.seg button{border:0;background:transparent;color:var(--muted);font:inherit;font-size:14px;font-weight:600;padding:8px 14px;border-radius:9px;cursor:pointer;transition:.15s}
.seg button[aria-pressed=true]{background:var(--accent);color:var(--accent-ink);box-shadow:0 4px 18px -6px var(--accent)}
.results{padding:10px 8px 8px}
.res{display:grid;grid-template-columns:28px minmax(110px,1.1fr) 2fr auto auto;gap:12px;align-items:center;padding:10px 12px;border-radius:12px;transition:background .15s}
.res:hover{background:var(--card2)}
.res img,.logo{width:26px;height:26px;border-radius:7px;background:#fff;object-fit:contain;padding:2px}
.res .nm{font-weight:600;font-size:15px}.res .nm small{display:block;color:var(--dim);font-weight:500;font-size:12px}
.bar{height:8px;background:var(--card2);border-radius:99px;overflow:hidden}
.bar i{display:block;height:100%;border-radius:99px;background:linear-gradient(90deg,var(--accent),#9bf7d3);transform-origin:left;animation:grow .6s cubic-bezier(.2,.8,.2,1)}
.bar i.hot{background:linear-gradient(90deg,#ffb547,#ff6b7a)}
@keyframes grow{from{transform:scaleX(0)}}
.res .v{text-align:right;font-weight:700;font-variant-numeric:tabular-nums;font-size:16px;min-width:84px}
.res .v small{display:block;color:var(--dim);font-weight:500;font-size:12px}
.res .v2{color:var(--muted);text-align:right;font-variant-numeric:tabular-nums;min-width:84px;font-size:14px}
@media (max-width:640px){.res{grid-template-columns:26px 1fr auto;row-gap:6px}.res .bar{grid-column:2/-1;grid-row:2}.res .v2{display:none}}
.res.na{opacity:.6}
.calc-foot{padding:14px 20px;border-top:1px solid var(--line);color:var(--dim);font-size:13px;display:flex;gap:10px;flex-wrap:wrap;justify-content:space-between}
.pill{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;padding:3px 9px;border-radius:999px;border:1px solid var(--line2);color:var(--muted);white-space:nowrap}
.pill.good{color:var(--accent);border-color:color-mix(in srgb,var(--accent) 40%,transparent);background:color-mix(in srgb,var(--accent) 10%,transparent)}
.pill.warn{color:var(--warn);border-color:color-mix(in srgb,var(--warn) 40%,transparent)}
.pill.bad{color:var(--bad);border-color:color-mix(in srgb,var(--bad) 40%,transparent)}
.big-stat{font-size:clamp(28px,4vw,42px);font-weight:750;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
/* table */
.toolbar{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-bottom:14px}
.chip{border:1px solid var(--line2);background:var(--card);color:var(--muted);font:inherit;font-size:13px;font-weight:600;padding:7px 12px;border-radius:999px;cursor:pointer;transition:.15s}
.chip:hover{color:var(--text)}.chip[aria-pressed=true]{color:var(--accent-ink);background:var(--accent);border-color:var(--accent)}
.search{max-width:220px;font-size:14px;padding:8px 12px}
.tbl-wrap{overflow:auto;border-radius:var(--r);border:1px solid var(--line);background:var(--card)}
table{border-collapse:separate;border-spacing:0;width:100%;font-size:14px}
th,td{padding:13px 14px;text-align:left;border-bottom:1px solid var(--line);white-space:nowrap;vertical-align:middle}
th{position:sticky;top:0;background:var(--bg2);color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.06em;font-weight:650;cursor:pointer;user-select:none;z-index:2}
th[aria-sort]:after{content:" ↕";opacity:.35}th[aria-sort=ascending]:after{content:" ↑";opacity:1;color:var(--accent)}th[aria-sort=descending]:after{content:" ↓";opacity:1;color:var(--accent)}
td:first-child,th:first-child{position:sticky;left:0;background:var(--bg2);z-index:1}
th:first-child{z-index:3}
tbody tr{transition:background .12s}tbody tr:hover td{background:var(--card2)}
tbody tr:last-child td{border-bottom:0}
.appcell{display:flex;align-items:center;gap:10px;font-weight:600}.appcell a{color:var(--text)}
.tag{font-size:11px;font-weight:700;letter-spacing:.04em;padding:2px 7px;border-radius:6px;text-transform:uppercase}
.tag.etf{background:rgba(120,150,255,.14);color:#9db0ff}.tag.btc{background:rgba(255,170,60,.14);color:#ffb547}
html[data-theme=light] .tag.etf{color:#3550c8}html[data-theme=light] .tag.btc{color:#b46a00}
.yes{color:var(--accent);font-weight:600}.no{color:var(--dim)}.unk{color:var(--dim);font-style:italic}
.muted{color:var(--muted)}.dim{color:var(--dim)}.small{font-size:13px}
/* misc */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:var(--accent-ink);font-weight:700;border:0;border-radius:12px;padding:12px 18px;font:inherit;font-weight:700;cursor:pointer;transition:transform .12s,box-shadow .2s;box-shadow:0 8px 28px -10px var(--accent)}
.btn:hover{transform:translateY(-1px);text-decoration:none}
.btn.ghost{background:transparent;color:var(--text);border:1px solid var(--line2);box-shadow:none}
.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
.kpi{padding:16px;border-radius:14px;background:var(--card);border:1px solid var(--line)}
.kpi b{display:block;font-size:22px;letter-spacing:-.02em;font-variant-numeric:tabular-nums}.kpi span{color:var(--muted);font-size:13px}
.feature{padding:22px}.feature .ico{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;background:color-mix(in srgb,var(--accent) 14%,transparent);color:var(--accent);font-size:18px;margin-bottom:12px}
.feature p{color:var(--muted);margin:0;font-size:15px}
.chart-box{position:relative;height:280px}
.list{list-style:none;margin:0;padding:0}
.list li{padding:14px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:110px 1fr;gap:14px}
.list li:last-child{border-bottom:0}
@media (max-width:640px){.list li{grid-template-columns:1fr;gap:4px}}
.prose{max-width:760px}.prose p,.prose li{color:var(--muted)}.prose h2{margin-top:34px}
.crumbs{font-size:13px;color:var(--dim);padding-top:26px}.crumbs a{color:var(--muted)}
.page-head{padding:16px 0 10px}
.page-head h1{font-size:clamp(30px,5vw,48px);margin:10px 0 10px;text-align:left}
.kv{display:grid;grid-template-columns:200px 1fr;border-top:1px solid var(--line)}
.kv div{padding:13px 4px;border-bottom:1px solid var(--line)}.kv div:nth-child(odd){color:var(--muted);font-size:14px}
@media (max-width:640px){.kv{grid-template-columns:1fr}.kv div:nth-child(odd){padding-bottom:0;border-bottom:0}}
.sources a{word-break:break-all;font-size:14px}
.news{padding:30px;display:grid;grid-template-columns:1.2fr 1fr;gap:24px;align-items:center;background:linear-gradient(135deg,color-mix(in srgb,var(--accent) 12%,transparent),transparent 60%),var(--card)}
@media (max-width:760px){.news{grid-template-columns:1fr}}
.beehiiv-slot{border:1.5px dashed var(--line2);border-radius:14px;padding:16px;display:flex;gap:10px;flex-wrap:wrap}
.beehiiv-slot .input{flex:1;min-width:180px;font-size:15px}
footer{border-top:1px solid var(--line);margin-top:40px;padding:34px 0 50px;color:var(--dim);font-size:13px}
footer .cols{display:flex;gap:30px;flex-wrap:wrap;justify-content:space-between}
footer a{color:var(--muted)}
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media (max-width:700px){.cmp{grid-template-columns:1fr}}
.winner{border-color:color-mix(in srgb,var(--accent) 50%,transparent)}
.switch-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media (max-width:760px){.switch-grid{grid-template-columns:1fr}}
.leg{padding:20px;display:grid;gap:12px}
.leg-h{display:flex;align-items:center;gap:8px;font-weight:700}
.save{padding:26px;text-align:center}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s,transform .6s}.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}
.note{font-size:13px;color:var(--dim)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

.compact .x{display:none}
.trust{display:flex;align-items:center;gap:10px;justify-content:center;flex-wrap:wrap;color:var(--muted);font-size:14px;margin:8px auto 0;text-align:center}
.trust .dot{animation:none}
.spon{display:flex;align-items:center;gap:12px;flex-wrap:wrap;white-space:normal}
.spon .chip{margin-left:auto}
.spon-label{font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--dim);border:1px solid var(--line2);padding:2px 6px;border-radius:5px}
.spon-card{margin:4px 20px 14px;padding:12px 14px;border:1px solid var(--line);border-radius:12px;background:var(--card)}
tbody.sponsored td{background:color-mix(in srgb,var(--accent) 5%,var(--bg2))!important;position:static}
tr[hidden]{display:none}

/* ---- polish pass 2026-10-21 ---- */
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:8px}
.input:focus-visible,.select:focus-visible{outline:none}
.theme-btn svg{display:block}.theme-btn .i-moon{display:none}
html[data-theme=light] .theme-btn .i-sun{display:none}html[data-theme=light] .theme-btn .i-moon{display:block}
a.eyebrow{color:var(--muted);transition:border-color .15s,color .15s}a.eyebrow:hover{text-decoration:none;color:var(--text);border-color:var(--accent)}
.hero h1{margin-top:20px}
.hook{margin:18px auto 0;display:inline-block;max-width:720px;font-size:15px;color:var(--muted);padding:10px 16px;border-radius:14px;border:1px solid var(--line);background:var(--card)}
.hook b{color:var(--text);font-variant-numeric:tabular-nums}.hook b.good{color:var(--accent)}.hook b.bad{color:var(--bad)}
h2,h3{letter-spacing:-.02em}
.card{transition:border-color .18s,transform .18s,box-shadow .18s}
a.card:hover{border-color:color-mix(in srgb,var(--accent) 45%,transparent);transform:translateY(-2px);text-decoration:none}
.btn:focus-visible,.chip:focus-visible{outline-offset:3px}
.chip:hover{border-color:var(--accent)}
.list li.empty{display:block}
.spon-label{letter-spacing:.06em}
.founding{background:linear-gradient(135deg,color-mix(in srgb,var(--accent) 10%,transparent),transparent 55%),var(--card)}
@media (max-width:640px){
  .hero{padding-top:40px}.hook{font-size:14px}
  .cmp-tbl thead{display:none}
  .cmp-tbl tr{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--line)}
  .cmp-tbl td{border:0!important;padding:8px 14px!important}
  .cmp-tbl td:first-child{grid-column:1/-1;padding-top:14px!important;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--dim)}
  .cmp-tbl td[data-l]:before{content:attr(data-l);display:block;font-size:11px;font-weight:700;color:var(--muted);margin-bottom:2px}
  .tbl-wrap:has(.cmp-tbl){overflow:visible}
}